High health plan deductibles are an increasingly common strategy to enhance health care consumerism and lower health care spending. Proponents speculate cost-sharing is a tool for teaching plan members to “choose wisely” when it comes to the services they use. But...

Employer group health plan sponsors are committed to their health benefits, even as the coronavirus pandemic means they'll likely face higher costs in 2021. According to a poll by the National Alliance of Healthcare Purchaser Coalitions, 71% of employers will keep or...

The total cost of health benefits will rise by 5.3% in 2021, taking cost management initiatives into account. The increase is slightly higher than the 5% increase that employers projected in each of the last five years. Including premiums and out-of-pocket costs for...

A new study based on data from 6 million Americans continuously enrolled in health coverage offered through the same employer between 2013-2018 provides some interesting information about coverage and cost-sharing trends. Some of these include: High-Deductible Health...

Living through a pandemic certainly puts the spotlight on public health resources. However, more than three-quarters of Americans live in states that spend less than $100 per person annually on public health. According to the State Health Expenditure Dataset project,...

The estimated costs of COVID-19 treatment for private insurers range from $30.0 to $546.6 billion over two years. Enrollees or beneficiaries in private insurers out of pocket expenses could be between $2.8 billion and $48.6 billion of the costs. This data does not...