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Amidst the many challenges in the marketplace today, few employers have fully embraced the reality that the US labor market is forecasted to grow a mere 0.5% per year over the next 10 years. With employees stressed over money, work, and health, employers who leverage the power of the workplace to help people thrive will attract talent now and into the future.

As a financial advisor, you’re likely familiar with the basics of Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs). However, understanding the differences between these two pre-tax plans can enhance your ability to effectively advise and promote the most suitable options for your clients. The Pennsylvania NABIP is pleased to welcome special guest presenter Richard Miller, Jr., President of The Harrison Group. Rich will demonstrate how these accounts are not only tools for managing healthcare expenses but also strategic instruments for enhancing employee benefits packages, optimizing tax advantages, and promoting long-term financial wellness as well as explore how each strategy can benefit your clients.

As healthcare premiums continue to skyrocket, companies are no longer seeking solace in negotiating a small increase from a larger one. Enter ICHRA, the individual coverage healthcare reimbursement arrangement, that gives companies back control over spend, while empowering employees to select the right plans for them and their families.

PA-NABIP proudly welcomes Jim Waddington, Cigna Vice President of Retention and Scott Winston, Cigna Pharmacy Clinical Program Director, for a “fireside” chat to discuss gene therapies, biosimilars and what it means for the health insurance industry. The conversation will highlight current pharmaceutical industry trends, usage, costs and how it is changing the way health insurers look at these drugs as they become mainstream.  

NABIP  Legislative Chair, Vicky Cagliola, along with special guest presenters, David Buono, Deputy Insurance Commissioner, and Sebastian Conforto, Department Counsel for the Pennsylvania Insurance Department, to learn about PA Act 2, a new law  that impacts all individuals who hold an active insurance license in the Commonwealth of Pennsylvania